{"id":1935,"date":"2023-09-14T00:13:29","date_gmt":"2023-09-13T19:13:29","guid":{"rendered":"https:\/\/101insurance.ca\/?p=1935"},"modified":"2025-03-27T17:29:16","modified_gmt":"2025-03-27T12:29:16","slug":"du-lich-viet-nam-bao-hiem","status":"publish","type":"post","link":"https:\/\/101insurance.ca\/vi\/du-lich-viet-nam-bao-hiem\/","title":{"rendered":"Du l\u1ecbch v\u1ec1 Vi\u1ec7t Nam – C\u1ea7n mua b\u1ea3o hi\u1ec3m hay kh\u00f4ng?"},"content":{"rendered":"\n

\u0110\u00e2y c\u00f3 l\u1ebd l\u00e0 c\u00e2u h\u1ecfi \u00edt ng\u01b0\u1eddi Vi\u1ec7t n\u00e0o ngh\u0129 t\u1edbi. B\u1edfi l\u1ebd, th\u00f4ng th\u01b0\u1eddng ch\u00fang ta s\u1ebd ngh\u0129 r\u1eb1ng chi ph\u00ed n\u1eb1m vi\u1ec7n \u1edf Vi\u1ec7t Nam th\u1ea5p h\u01a1n so v\u1edbi Canada, n\u00ean vi\u1ec7c mua b\u1ea3o hi\u1ec3m du l\u1ecbch chi\u1ec1u Vi\u1ec7t Nam qua Canada l\u00e0 chuy\u1ec7n hi\u1ec3n nhi\u00ean, nh\u01b0ng chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i th\u00ec kh\u00f4ng c\u1ea7n. \u0110\u00e2y l\u00e0 m\u1ed9t suy ngh\u0129 c\u00f3 v\u1ebb kh\u00e1 nguy hi\u1ec3m. V\u00ec sao?<\/p>\n\n\n\n

\"\ud83d\ude31\"\ud835\udc15\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc2d \ud835\udc0d\ud835\udc1a\ud835\udc26 \u0111\ud835\udc2e\u031b\ud835\udc28\u031b\u0323\ud835\udc1c \ud835\udc31\ud835\udc1e\u0302\u0301\ud835\udc29 \ud835\udc21\ud835\udc1a\u0323\ud835\udc27\ud835\udc20 \ud835\udc2d\ud835\udc21\ud835\udc2e\u031b\u0301 \ud835\udfd0 \ud835\udc2d\ud835\udc2b\ud835\udc28\ud835\udc27\ud835\udc20 \ud835\udc2d\ud835\udc28\ud835\udc29 \ud835\udfcf\ud835\udfce \ud835\udc27\ud835\udc2e\u031b\ud835\udc28\u031b\u0301\ud835\udc1c \ud835\udc1c\ud835\udc28\u0301 \ud835\udc2d\ud835\udc32\u0309 \ud835\udc25\ud835\udc1e\u0323\u0302 \ud835\udc2d\ud835\udc2e\u031b\u0309 \ud835\udc2f\ud835\udc28\ud835\udc27\ud835\udc20 \ud835\udc1d\ud835\udc28 \ud835\udc2d\ud835\udc1a\ud835\udc22 \ud835\udc27\ud835\udc1a\u0323\ud835\udc27 \ud835\udc20\ud835\udc22\ud835\udc1a\ud835\udc28 \ud835\udc2d\ud835\udc21\ud835\udc28\u0302\ud835\udc27\ud835\udc20 \ud835\udc1c\ud835\udc1a\ud835\udc28 \ud835\udc27\ud835\udc21\ud835\udc1a\u0302\u0301\ud835\udc2d \ud835\udc2d\ud835\udc2b\ud835\udc1e\u0302\ud835\udc27 \ud835\udc2d\ud835\udc21\ud835\udc1e\u0302\u0301 \ud835\udc20\ud835\udc22\ud835\udc28\u031b\u0301\ud835\udc22<\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

Theo b\u00e1o c\u00e1o An to\u00e0n giao th\u00f4ng c\u1ee7a WHO n\u0103m 2018, th\u00ec Vi\u1ec7t nam \u0111\u1ee9ng h\u1ea1ng th\u1ee9 2 v\u1ec1 t\u1ef7 l\u1ec7 t\u1eed vong do tai n\u1ea1n giao th\u00f4ng, ch\u1ec9 sau Th\u00e1i Lan. N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi kh\u00f4ng sinh s\u1ed1ng t\u1ea1i Vi\u1ec7t Nam, n\u00f3i c\u00e1ch kh\u00e1c, c\u00f3 th\u1ec3 xem nh\u01b0 l\u00e0 kh\u00e1ch du l\u1ecbch, th\u00ec hi\u1ec3n nhi\u00ean b\u1ea1n s\u1ebd kh\u00f4ng c\u00f3 s\u1eb5n b\u1ea3o hi\u1ec3m y t\u1ebf nh\u01b0 ng\u01b0\u1eddi Vi\u1ec7t th\u00f4ng th\u01b0\u1eddng, th\u00ec chi ph\u00ed n\u1eb1m vi\u1ec7n cho nh\u1eefng tai n\u1ea1n l\u1edbn v\u1eabn r\u1ea5t nhi\u1ec1u. Ngo\u00e0i ra, nh\u1eefng chi ph\u00ed ph\u00e1t sinh li\u00ean quan do ho\u00e3n hay h\u1ee7y chuy\u1ebfn bay quay tr\u1edf l\u1ea1i Canada ho\u1eb7c chi ph\u00ed v\u1eadn chuy\u1ec3n n\u1ea1n nh\u00e2n v\u1ec1 l\u1ea1i n\u01b0\u1edbc Canada \u0111\u1ec3 ch\u1eefa tr\u1ecb c\u0169ng c\u00f3 th\u1ec3 l\u00ean r\u1ea5t cao. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p m\u1ea5t m\u00e1t t\u00e0i s\u1ea3n gi\u00e1 tr\u1ecb, gi\u1ea5y t\u1edd quan tr\u1ecdng do n\u1ea1n c\u01b0\u1edbp gi\u1eadt v\u00e0 m\u00f3c t\u00fai v\u1eabn lu\u00f4n ho\u00e0nh h\u00e0nh t\u1ea1i Vi\u1ec7t Nam nhi\u1ec1u th\u1eadp k\u1ef7. V\u1eady th\u00ec t\u1ea1i sao ch\u00fang ta kh\u00f4ng c\u00e2n nh\u1eafc t\u1edbi vi\u1ec7c mua B\u1ea3o hi\u1ec3m khi v\u1ec1 th\u0103m qu\u00ea h\u01b0\u01a1ng?<\/p>\n\n\n\n

\"\ud83e\udd14\"\ud835\udc02\ud835\udc21\ud835\udc22 \ud835\udc29\ud835\udc21\ud835\udc22\u0301 \ud835\udc1b\ud835\udc1a\u0309\ud835\udc28 \ud835\udc21\ud835\udc22\ud835\udc1e\u0302\u0309\ud835\udc26 \ud835\udc1d\ud835\udc2e \ud835\udc25\ud835\udc22\u0323\ud835\udc1c\ud835\udc21 \ud835\udc2f\ud835\udc1e\u0302\u0300 \ud835\udc15\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc2d \ud835\udc0d\ud835\udc1a\ud835\udc26 \ud835\udc1c\ud835\udc28\u0301 \ud835\udc1c\ud835\udc1a\ud835\udc28 \ud835\udc24\ud835\udc21\ud835\udc28\u0302\ud835\udc27\ud835\udc20?<\/p>\n\n\n\n

Chi ph\u00ed cho m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch t\u1ea1i Vi\u1ec7t Nam v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m $10 tri\u1ec7u \u0111\u00f4 ch\u1ec9 giao \u0111\u1ed9ng kho\u1ea3ng $4-5\/ng\u00e0y cho m\u1ed9t ng\u01b0\u1eddi. Th\u00f4ng th\u01b0\u1eddng ch\u00fang ta v\u1ec1 Vi\u1ec7t Nam c\u00f9ng gia \u0111\u00ecnh, th\u00ec g\u00f3i b\u1ea3o hi\u1ec3m mua chung cho c\u1ea3 gia \u0111\u00ecnh s\u1ebd c\u00f2n th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u, c\u00f3 th\u1ec3 gi\u1ea3m xu\u1ed1ng c\u00f2n $1-2\/ng\u00e0y. V\u1edbi m\u1ee9c chi ph\u00ed nh\u01b0 th\u1ebf th\u00ec c\u00e1c b\u1ea1n c\u00f3 ngh\u0129 r\u1eb1ng vi\u1ec7c kh\u00f4ng mua b\u1ea3o hi\u1ec3m khi v\u1ec1 Vi\u1ec7t Nam c\u00f3 ph\u1ea3i l\u00e0 qu\u00e1 \u0111\u00e1ng ti\u1ebfc hay kh\u00f4ng?<\/p>\n\n\n\n

\"\ud83e\udd14\"\ud835\udc01\ud835\udc1a\u0309\ud835\udc28 \ud835\udc21\ud835\udc22\ud835\udc1e\u0302\u0309\ud835\udc26 \ud835\udc1d\ud835\udc2e \ud835\udc25\ud835\udc22\u0323\ud835\udc1c\ud835\udc21 \ud835\udc2f\ud835\udc1e\u0302\u0300 \ud835\udc15\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc2d \ud835\udc0d\ud835\udc1a\ud835\udc26 \ud835\udc1b\ud835\udc1a\u0309\ud835\udc28 \ud835\udc21\ud835\udc22\ud835\udc1e\u0302\u0309\ud835\udc26 \ud835\udc27\ud835\udc21\ud835\udc2e\u031b\u0303\ud835\udc27\ud835\udc20 \ud835\udc20\ud835\udc22\u0300?<\/p>\n\n\n\n

Hi\u1ec7n tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u01b0\u1eddng s\u1ebd cung c\u1ea5p 2 g\u00f3i b\u1ea3o hi\u1ec3m th\u00f4ng d\u1ee5ng: B\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (c\u00f3 bao g\u1ed3m c\u1ea3 nh\u1eefng chi ph\u00ed kh\u00f4ng thu\u1ed9c chi ph\u00ed y t\u1ebf) v\u00e0 B\u1ea3o hi\u1ec3m Y t\u1ebf kh\u1ea9n c\u1ea5p. C\u1ee5 th\u1ec3, m\u00ecnh l\u1ea5y v\u00ed d\u1ee5 m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n c\u00f3 th\u1ec3 bao g\u1ed3m nh\u1eefng m\u1ee5c sau:<\/p>\n\n\n\n

– Y t\u1ebf kh\u1ea9n c\u1ea5p<\/p>\n\n\n\n

– Kh\u00e1m ch\u1eefa r\u0103ng kh\u1ea9n c\u1ea5p<\/p>\n\n\n\n

– Gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i – chi ph\u00ed \u0111i l\u1ea1i ph\u00e1t sinh<\/p>\n\n\n\n

– Tr\u1ec5 chuy\u1ebfn \u0111i (\u00edt nh\u1ea5t 6 ti\u1ebfng)<\/p>\n\n\n\n

– Tr\u1ec5 h\u00e0nh l\u00fd (\u00edt nh\u1ea5t 12 ti\u1ebfng) & m\u1ea5t h\u00e0nh l\u00fd<\/p>\n\n\n\n

– Tai n\u1ea1n<\/p>\n\n\n\n

\"\"\/<\/figure>\n\n\n\n

L\u01b0u \u00fd, ngo\u00e0i b\u1ea3o hi\u1ec3m cho c\u00e1c chi ph\u00ed tr\u1ef1c ti\u1ebfp li\u00ean quan t\u1edbi y t\u1ebf, th\u00ec h\u1ea7u nh\u01b0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng s\u1ebd chi tr\u1ea3 cho c\u00e1c chi ph\u00ed ph\u00e1t sinh li\u00ean quan khi n\u1eb1m vi\u1ec7n tr\u00ean 24 gi\u1edd. C\u1ee5 th\u1ec3, m\u1ed9t s\u1ed1 chi ph\u00ed ph\u00e1t sinh c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn l\u00e0: ti\u1ec1n taxi, ti\u1ec1n thu\u00ea ph\u00f2ng, ti\u1ec1n \u0103n u\u1ed1ng, gi\u1eef tr\u1ebb\u2026 c\u1ee7a c\u1ea3 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 c\u1ee7a ng\u01b0\u1eddi th\u00e2n ch\u0103m b\u1ec7nh. N\u00ean c\u00e1c b\u1ea1n nh\u1edb h\u00e3y l\u01b0u l\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c receipt trong th\u1eddi gian n\u00e0y nh\u00e9!<\/p>\n\n\n\n

\"\ud83e\udd14\"\ud835\udc0d\ud835\udc1e\u0302\u0301\ud835\udc2e \ud835\udc26\ud835\udc2e\ud835\udc1a \ud835\udc01\ud835\udc07 \ud835\udc1d\ud835\udc2e \ud835\udc25\ud835\udc22\u0323\ud835\udc1c\ud835\udc21 \ud835\udc2f\ud835\udc1e\u0302\u0300 \ud835\udc15\ud835\udc0d \ud835\udc27\ud835\udc20\ud835\udc1a\ud835\udc32 \ud835\udc2d\ud835\udc1a\u0323\ud835\udc22 \ud835\udc02\ud835\udc1a\ud835\udc27\ud835\udc1a\ud835\udc1d\ud835\udc1a \ud835\udc2d\ud835\udc21\ud835\udc22\u0300 \ud835\udc1c\ud835\udc28\u0301 \ud835\udc1c\ud835\udc1a\u0302\u0300\ud835\udc27 \u0111\ud835\udc22\ud835\udc1e\u0302\u0300\ud835\udc2e \ud835\udc24\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc27 \ud835\udc20\ud835\udc22\u0300 \ud835\udc24\ud835\udc21\ud835\udc28\u0302\ud835\udc27\ud835\udc20?<\/p>\n\n\n\n

\u0110i\u1ec1u ki\u1ec7n \u0111\u1ea7u ti\u00ean \u0111\u1ec3 \u0111\u01b0\u1ee3c mua BH du l\u1ecbch t\u1ea1i Canada l\u00e0:<\/p>\n\n\n\n

– Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u00edt nh\u1ea5t 15 ng\u00e0y tu\u1ed5i<\/p>\n\n\n\n

– L\u00e0 c\u01b0 d\u00e2n \u0111ang s\u1ed1ng t\u1ea1i Canada v\u00e0 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a ch\u00ednh ph\u1ee7 Canada (v\u00ed d\u1ee5: OHIP) trong su\u1ed1t th\u1eddi gian \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m du l\u1ecbch cover;<\/p>\n\n\n\n

– Kh\u00f4ng b\u1ecb b\u00e1c s\u0129\/nh\u00e2n vi\u00ean y t\u1ebf khuy\u1ebfn c\u00e1o kh\u00f4ng \u0111\u01b0\u1ee3c du l\u1ecbch trong kho\u1ea3ng th\u1eddi gian b\u1ea1n d\u1ef1 ki\u1ebfn \u0111i du l\u1ecbch; v\u00e0<\/p>\n\n\n\n

– Kh\u00f4ng c\u00f3 \u00fd \u0111\u1ecbnh du l\u1ecbch nh\u1eb1m m\u1ee5c \u0111\u00edch kh\u00e1m ch\u1eefa b\u1ec7nh<\/p>\n\n\n\n

Ngo\u00e0i ra, v\u1ec1 \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe, th\u00ec trong v\u00f2ng 2 n\u0103m g\u1ea7n nh\u1ea5t, b\u1ea1n kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n ho\u1eb7c \u0111ang nh\u1eadn \u0111i\u1ec1u tr\u1ecb cho m\u1ed9t c\u0103n b\u1ec7nh hi\u1ec3m ngh\u00e8o.<\/p>\n\n\n\n

Hi v\u1ecdng b\u00e0i vi\u1ebft n\u00e0y gi\u00fap b\u1ea1n ph\u1ea7n n\u00e0o c\u00f3 m\u1ed9t c\u00e1i nh\u00ecn t\u1ed5ng qu\u00e1t h\u01a1n v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch khi v\u1ec1 Vi\u1ec7t Nam nh\u00e9. Ch\u00fac c\u00e1c b\u1ea1n c\u00f3 m\u1ed9t chuy\u1ebfn th\u0103m qu\u00ea h\u01b0\u01a1ng b\u00ecnh an v\u00e0 vui v\u1ebb!<\/p>\n\n\n\n

Sarah Do,<\/strong><\/em><\/p>\n\n\n\n

 <\/p>\n\n\n\n

Licensed Travel, Life & Health Insurance Advisor.<\/strong><\/em><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0110\u00e2y c\u00f3 l\u1ebd l\u00e0 c\u00e2u h\u1ecfi \u00edt ng\u01b0\u1eddi Vi\u1ec7t n\u00e0o ngh\u0129 t\u1edbi. B\u1edfi l\u1ebd, th\u00f4ng th\u01b0\u1eddng ch\u00fang ta s\u1ebd ngh\u0129 r\u1eb1ng chi ph\u00ed n\u1eb1m vi\u1ec7n \u1edf Vi\u1ec7t Nam th\u1ea5p h\u01a1n so v\u1edbi Canada, n\u00ean vi\u1ec7c mua b\u1ea3o hi\u1ec3m du l\u1ecbch chi\u1ec1u Vi\u1ec7t Nam qua Canada l\u00e0 chuy\u1ec7n hi\u1ec3n nhi\u00ean, nh\u01b0ng chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i th\u00ec kh\u00f4ng c\u1ea7n. \u0110\u00e2y l\u00e0 m\u1ed9t suy ngh\u0129 c\u00f3 v\u1ebb kh\u00e1 nguy hi\u1ec3m. V\u00ec sao? \ud835\udc15\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc2d \ud835\udc0d\ud835\udc1a\ud835\udc26 \u0111\ud835\udc2e\u031b\ud835\udc28\u031b\u0323\ud835\udc1c \ud835\udc31\ud835\udc1e\u0302\u0301\ud835\udc29 \ud835\udc21\ud835\udc1a\u0323\ud835\udc27\ud835\udc20 \ud835\udc2d\ud835\udc21\ud835\udc2e\u031b\u0301 \ud835\udfd0 \ud835\udc2d\ud835\udc2b\ud835\udc28\ud835\udc27\ud835\udc20 \ud835\udc2d\ud835\udc28\ud835\udc29 \ud835\udfcf\ud835\udfce \ud835\udc27\ud835\udc2e\u031b\ud835\udc28\u031b\u0301\ud835\udc1c \ud835\udc1c\ud835\udc28\u0301 \ud835\udc2d\ud835\udc32\u0309 \ud835\udc25\ud835\udc1e\u0323\u0302 \ud835\udc2d\ud835\udc2e\u031b\u0309 \ud835\udc2f\ud835\udc28\ud835\udc27\ud835\udc20 \ud835\udc1d\ud835\udc28 \ud835\udc2d\ud835\udc1a\ud835\udc22 \ud835\udc27\ud835\udc1a\u0323\ud835\udc27 \ud835\udc20\ud835\udc22\ud835\udc1a\ud835\udc28 \ud835\udc2d\ud835\udc21\ud835\udc28\u0302\ud835\udc27\ud835\udc20 \ud835\udc1c\ud835\udc1a\ud835\udc28 \ud835\udc27\ud835\udc21\ud835\udc1a\u0302\u0301\ud835\udc2d \ud835\udc2d\ud835\udc2b\ud835\udc1e\u0302\ud835\udc27 \ud835\udc2d\ud835\udc21\ud835\udc1e\u0302\u0301 \ud835\udc20\ud835\udc22\ud835\udc28\u031b\u0301\ud835\udc22 Theo b\u00e1o c\u00e1o An to\u00e0n giao th\u00f4ng c\u1ee7a WHO n\u0103m 2018, th\u00ec Vi\u1ec7t nam \u0111\u1ee9ng h\u1ea1ng th\u1ee9 2 v\u1ec1 t\u1ef7 l\u1ec7 t\u1eed vong do tai n\u1ea1n giao th\u00f4ng, ch\u1ec9 sau Th\u00e1i Lan. N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi kh\u00f4ng sinh s\u1ed1ng t\u1ea1i Vi\u1ec7t Nam, n\u00f3i c\u00e1ch kh\u00e1c, c\u00f3 th\u1ec3 xem nh\u01b0 l\u00e0 kh\u00e1ch du l\u1ecbch, th\u00ec hi\u1ec3n nhi\u00ean b\u1ea1n s\u1ebd kh\u00f4ng c\u00f3 s\u1eb5n b\u1ea3o hi\u1ec3m y t\u1ebf nh\u01b0 ng\u01b0\u1eddi Vi\u1ec7t th\u00f4ng th\u01b0\u1eddng, th\u00ec chi ph\u00ed n\u1eb1m vi\u1ec7n cho nh\u1eefng tai n\u1ea1n l\u1edbn v\u1eabn r\u1ea5t nhi\u1ec1u. Ngo\u00e0i ra, nh\u1eefng chi ph\u00ed ph\u00e1t sinh li\u00ean quan do ho\u00e3n hay h\u1ee7y chuy\u1ebfn bay quay tr\u1edf l\u1ea1i Canada ho\u1eb7c chi ph\u00ed v\u1eadn chuy\u1ec3n n\u1ea1n nh\u00e2n v\u1ec1 l\u1ea1i n\u01b0\u1edbc Canada \u0111\u1ec3 ch\u1eefa tr\u1ecb c\u0169ng c\u00f3 th\u1ec3 l\u00ean r\u1ea5t cao. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p m\u1ea5t m\u00e1t t\u00e0i s\u1ea3n gi\u00e1 tr\u1ecb, gi\u1ea5y t\u1edd quan tr\u1ecdng do n\u1ea1n c\u01b0\u1edbp gi\u1eadt v\u00e0 m\u00f3c t\u00fai v\u1eabn lu\u00f4n ho\u00e0nh h\u00e0nh t\u1ea1i Vi\u1ec7t Nam nhi\u1ec1u th\u1eadp k\u1ef7. V\u1eady th\u00ec t\u1ea1i sao ch\u00fang ta kh\u00f4ng c\u00e2n nh\u1eafc t\u1edbi vi\u1ec7c mua B\u1ea3o hi\u1ec3m khi v\u1ec1 th\u0103m qu\u00ea h\u01b0\u01a1ng? \ud835\udc02\ud835\udc21\ud835\udc22 \ud835\udc29\ud835\udc21\ud835\udc22\u0301 \ud835\udc1b\ud835\udc1a\u0309\ud835\udc28 \ud835\udc21\ud835\udc22\ud835\udc1e\u0302\u0309\ud835\udc26 \ud835\udc1d\ud835\udc2e \ud835\udc25\ud835\udc22\u0323\ud835\udc1c\ud835\udc21 \ud835\udc2f\ud835\udc1e\u0302\u0300 \ud835\udc15\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc2d \ud835\udc0d\ud835\udc1a\ud835\udc26 \ud835\udc1c\ud835\udc28\u0301 \ud835\udc1c\ud835\udc1a\ud835\udc28 \ud835\udc24\ud835\udc21\ud835\udc28\u0302\ud835\udc27\ud835\udc20? Chi ph\u00ed cho m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch t\u1ea1i Vi\u1ec7t Nam v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m $10 tri\u1ec7u \u0111\u00f4 ch\u1ec9 giao \u0111\u1ed9ng kho\u1ea3ng $4-5\/ng\u00e0y cho m\u1ed9t ng\u01b0\u1eddi. Th\u00f4ng th\u01b0\u1eddng ch\u00fang ta v\u1ec1 Vi\u1ec7t Nam c\u00f9ng gia \u0111\u00ecnh, th\u00ec g\u00f3i b\u1ea3o hi\u1ec3m mua chung cho c\u1ea3 gia \u0111\u00ecnh s\u1ebd c\u00f2n th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u, c\u00f3 th\u1ec3 gi\u1ea3m xu\u1ed1ng c\u00f2n $1-2\/ng\u00e0y. V\u1edbi m\u1ee9c chi ph\u00ed nh\u01b0 th\u1ebf th\u00ec c\u00e1c b\u1ea1n c\u00f3 ngh\u0129 r\u1eb1ng vi\u1ec7c kh\u00f4ng mua b\u1ea3o hi\u1ec3m khi v\u1ec1 Vi\u1ec7t Nam c\u00f3 ph\u1ea3i l\u00e0 qu\u00e1 \u0111\u00e1ng ti\u1ebfc hay kh\u00f4ng? \ud835\udc01\ud835\udc1a\u0309\ud835\udc28 \ud835\udc21\ud835\udc22\ud835\udc1e\u0302\u0309\ud835\udc26 \ud835\udc1d\ud835\udc2e \ud835\udc25\ud835\udc22\u0323\ud835\udc1c\ud835\udc21 \ud835\udc2f\ud835\udc1e\u0302\u0300 \ud835\udc15\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc2d \ud835\udc0d\ud835\udc1a\ud835\udc26 \ud835\udc1b\ud835\udc1a\u0309\ud835\udc28 \ud835\udc21\ud835\udc22\ud835\udc1e\u0302\u0309\ud835\udc26 \ud835\udc27\ud835\udc21\ud835\udc2e\u031b\u0303\ud835\udc27\ud835\udc20 \ud835\udc20\ud835\udc22\u0300? Hi\u1ec7n tr\u00ean th\u1ecb tr\u01b0\u1eddng th\u01b0\u1eddng s\u1ebd cung c\u1ea5p 2 g\u00f3i b\u1ea3o hi\u1ec3m th\u00f4ng d\u1ee5ng: B\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n (c\u00f3 bao g\u1ed3m c\u1ea3 nh\u1eefng chi ph\u00ed kh\u00f4ng thu\u1ed9c chi ph\u00ed y t\u1ebf) v\u00e0 B\u1ea3o hi\u1ec3m Y t\u1ebf kh\u1ea9n c\u1ea5p. C\u1ee5 th\u1ec3, m\u00ecnh l\u1ea5y v\u00ed d\u1ee5 m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n c\u00f3 th\u1ec3 bao g\u1ed3m nh\u1eefng m\u1ee5c sau: – Y t\u1ebf kh\u1ea9n c\u1ea5p – Kh\u00e1m ch\u1eefa r\u0103ng kh\u1ea9n c\u1ea5p – Gi\u00e1n \u0111o\u1ea1n chuy\u1ebfn \u0111i – chi ph\u00ed \u0111i l\u1ea1i ph\u00e1t sinh – Tr\u1ec5 chuy\u1ebfn \u0111i (\u00edt nh\u1ea5t 6 ti\u1ebfng) – Tr\u1ec5 h\u00e0nh l\u00fd (\u00edt nh\u1ea5t 12 ti\u1ebfng) & m\u1ea5t h\u00e0nh l\u00fd – Tai n\u1ea1n L\u01b0u \u00fd, ngo\u00e0i b\u1ea3o hi\u1ec3m cho c\u00e1c chi ph\u00ed tr\u1ef1c ti\u1ebfp li\u00ean quan t\u1edbi y t\u1ebf, th\u00ec h\u1ea7u nh\u01b0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng s\u1ebd chi tr\u1ea3 cho c\u00e1c chi ph\u00ed ph\u00e1t sinh li\u00ean quan khi n\u1eb1m vi\u1ec7n tr\u00ean 24 gi\u1edd. C\u1ee5 th\u1ec3, m\u1ed9t s\u1ed1 chi ph\u00ed ph\u00e1t sinh c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn l\u00e0: ti\u1ec1n taxi, ti\u1ec1n thu\u00ea ph\u00f2ng, ti\u1ec1n \u0103n u\u1ed1ng, gi\u1eef tr\u1ebb\u2026 c\u1ee7a c\u1ea3 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 c\u1ee7a ng\u01b0\u1eddi th\u00e2n ch\u0103m b\u1ec7nh. N\u00ean c\u00e1c b\u1ea1n nh\u1edb h\u00e3y l\u01b0u l\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c receipt trong th\u1eddi gian n\u00e0y nh\u00e9! \ud835\udc0d\ud835\udc1e\u0302\u0301\ud835\udc2e \ud835\udc26\ud835\udc2e\ud835\udc1a \ud835\udc01\ud835\udc07 \ud835\udc1d\ud835\udc2e \ud835\udc25\ud835\udc22\u0323\ud835\udc1c\ud835\udc21 \ud835\udc2f\ud835\udc1e\u0302\u0300 \ud835\udc15\ud835\udc0d \ud835\udc27\ud835\udc20\ud835\udc1a\ud835\udc32 \ud835\udc2d\ud835\udc1a\u0323\ud835\udc22 \ud835\udc02\ud835\udc1a\ud835\udc27\ud835\udc1a\ud835\udc1d\ud835\udc1a \ud835\udc2d\ud835\udc21\ud835\udc22\u0300 \ud835\udc1c\ud835\udc28\u0301 \ud835\udc1c\ud835\udc1a\u0302\u0300\ud835\udc27 \u0111\ud835\udc22\ud835\udc1e\u0302\u0300\ud835\udc2e \ud835\udc24\ud835\udc22\ud835\udc1e\u0323\u0302\ud835\udc27 \ud835\udc20\ud835\udc22\u0300 \ud835\udc24\ud835\udc21\ud835\udc28\u0302\ud835\udc27\ud835\udc20? \u0110i\u1ec1u ki\u1ec7n \u0111\u1ea7u ti\u00ean \u0111\u1ec3 \u0111\u01b0\u1ee3c mua BH du l\u1ecbch t\u1ea1i Canada l\u00e0: – Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u00edt nh\u1ea5t 15 ng\u00e0y tu\u1ed5i – L\u00e0 c\u01b0 d\u00e2n \u0111ang s\u1ed1ng t\u1ea1i Canada v\u00e0 c\u00f3 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a ch\u00ednh ph\u1ee7 Canada (v\u00ed d\u1ee5: OHIP) trong su\u1ed1t th\u1eddi gian \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m du l\u1ecbch cover; – Kh\u00f4ng b\u1ecb b\u00e1c s\u0129\/nh\u00e2n vi\u00ean y t\u1ebf khuy\u1ebfn c\u00e1o kh\u00f4ng \u0111\u01b0\u1ee3c du l\u1ecbch trong kho\u1ea3ng th\u1eddi gian b\u1ea1n d\u1ef1 ki\u1ebfn \u0111i du l\u1ecbch; v\u00e0 – Kh\u00f4ng c\u00f3 \u00fd \u0111\u1ecbnh du l\u1ecbch nh\u1eb1m m\u1ee5c \u0111\u00edch kh\u00e1m ch\u1eefa b\u1ec7nh Ngo\u00e0i ra, v\u1ec1 \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kh\u1ecfe, th\u00ec trong v\u00f2ng 2 n\u0103m g\u1ea7n nh\u1ea5t, b\u1ea1n kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n ho\u1eb7c \u0111ang nh\u1eadn \u0111i\u1ec1u tr\u1ecb cho m\u1ed9t c\u0103n b\u1ec7nh hi\u1ec3m ngh\u00e8o. Hi v\u1ecdng b\u00e0i vi\u1ebft n\u00e0y gi\u00fap b\u1ea1n ph\u1ea7n n\u00e0o c\u00f3 m\u1ed9t c\u00e1i nh\u00ecn t\u1ed5ng qu\u00e1t h\u01a1n v\u1ec1 b\u1ea3o hi\u1ec3m du l\u1ecbch khi v\u1ec1 Vi\u1ec7t Nam nh\u00e9. Ch\u00fac c\u00e1c b\u1ea1n c\u00f3 m\u1ed9t chuy\u1ebfn th\u0103m qu\u00ea h\u01b0\u01a1ng b\u00ecnh an v\u00e0 vui v\u1ebb! Sarah Do,   Licensed Travel, Life & Health Insurance Advisor.<\/p>\n","protected":false},"author":2,"featured_media":1936,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[26,25],"tags":[38],"class_list":["post-1935","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-du-lich-bao-hiem","category-bao-hiem","tag-bao-hiem-du-lich"],"_links":{"self":[{"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/posts\/1935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/comments?post=1935"}],"version-history":[{"count":2,"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/posts\/1935\/revisions"}],"predecessor-version":[{"id":3490,"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/posts\/1935\/revisions\/3490"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/media\/1936"}],"wp:attachment":[{"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/media?parent=1935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/categories?post=1935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/101insurance.ca\/vi\/wp-json\/wp\/v2\/tags?post=1935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}